Mortgage Calculators

Planning for a mortgage is a big step, and having the right tools can make all the difference. Our mortgage calculators are designed to help you estimate your monthly payments, understand how different loan options affect your finances, determine how much home you can afford, and more. Whether you're a first-time home buyer or refinancing your existing mortgage, these calculators offer a simple and reliable way to help plan your budget. With Vision Home Mortgage, you can take the guesswork out of home financing and move one step closer to achieving your dream home.

Mortgage Calculator
Refinance Calculator
Extra Payment Calculator
How much home can I afford?
Principal Calculator
Tax Benefits of Buying
What's my APR?
Interest-Only Calculator
Should I pay Points?
How much income to qualify?
Buydown Calculator
Disclaimer

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Mortgage Basics

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Mortgage Basics | Application Checklist

Get organized for your mortgage application with our easy-to-follow checklist. This page covers all the essential documents and information you’ll need to provide.

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Mortgage Basics | Credit

Understanding credit is key to securing the right mortgage. This guide covers how your credit score impacts loan options, interest rates, and steps to improve credit before applying, helping you get the best deal.

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Mortgage Basics | Closing Costs

Learn about the essential costs involved in closing a mortgage loan. This page explains statutory closing costs, third-party fees, other up-front expenses, and the role of RESPA.

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Mortgage Basics - Glossary

The mortgage process comes with unique terms that can be confusing. This glossary breaks down essential mortgage and lending terms to help you feel more confident and informed on your home-buying journey.

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Loan Program Options

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Conventional Loans

A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.

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FHA Home Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

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VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...

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Jumbo Loans

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $766,550 in...

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